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Welcome to our portal on the world wide web! This is the world's first Internet Money Cafe specializing in world class fixed annuity products. We have some specials for you to consider the next time your CD comes due and the bank mumbles out the new renewal interest rate to you, sincerely knowing it is one of the lowest in history! (While bank stocks are soaring) For an example of low Bank CD rates, CLICK HERE. We want you to have a chance to see the FULL MENU, when the bank starts talking to you about insurance company annuities as an alternative to their low interest paying depository bank products. (This is usually offered after you threaten to pull your certificate money out of the bank. In order to keep YOUR money in the bank's hands - bank staff will point you towards the "investment specialist on duty.) Now, there is nothing wrong with the bank trying to show you alternatives, but sometimes the alternatives turn down a road that you have never traveled. First, they may try to convince you to invest in more risky securities investments that have better "past performance" than the current CD renewal rates. For an example of how some have come out investing in securities, CLICK HERE. On the other hand (or should we say burner?), bank investment specialists, as well as independent insurance licensed persons can show you the same fixed annuity products we specialize in. Selection is extremely limited when these products are mentioned. Usually, a presentation centers on a single product (usually with the highest commission) that THEY want you to buy! What we find fault in is that not all annuity products are the same, nor are the company ratings the same. Each product needs proper explanation and disclosure. And, it is only fair that company ratings are discussed. Though no life insurance client has ever lost money in a defunct life insurance company yet in America, investing in the highest rated companies can reduce the chance of it ever happening in the first place. (The industry has guarantee funds and reserves that have protected it to date from single company defaults) We ask this question, (for you to compare to a bank annuity quote) - "Why should I buy from your insurance company with a A- or B+ Best Insurance company rating when I can buy from a higher rated company such as A, A+ or A++?" (A++ is the highest A.M. Best Rating) So, the bank is getting to be a very confusing place now days, compared to twenty years ago when they stuck to to just "banking". For an example of how banks have diversified into offering multiple non-bank products (thus confusing the heck out of everyone going in there), CLICK HERE. In conclusion, you can hear more about the best CD alternatives available to you on earth, just by setting a no-obligation 15 minute review with an FSI professional money consultant in the privacy of our office, or even your home or office if you like. Or, if you are an Arizona resident and would like an electronic brochure sent to you via Email, we are happy to provide free delivery of specific information on our highlighted menu products, as well as a few specialties that may be "off menu" from time to time. (We actually will hand you a real restaurant menu if you meet with us in person!) Click here for contact information.
Last Site Update: 01/15/2008 |
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Again, for more annuity tax benefits and education, visit our information site at: www.doctorannuity.com (Does not contain any specific product information)
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