Invest at the Lowest Risk for Guiltless Investing!

Menu Item #1: Safety First Appetite:  Conservative Investor "Fixed Rate" Annuity

This product entry fits the most conservative investor looking for an alternative to renewing bank product Certificates of Deposit (Time Deposit CD’s) at low rates. When GUARANTEES are King, this product shines. Term limits are five, six, or seven years.* There are no indexed options in these contracts.  They are the traditional annuity most are familiar with!

Key Benefits:

• Lowest risk investing. Virtually no risk factors for safety of principal and a guaranteed interest rate, subject to company solvency.
   
• Highest interest rates possible for the providing carrier, subject to change only after the contract term expires.
   
• Like all annuity menu items, a carrier company with virtually the highest A.M. Best rating to give further peace of mind that there will be no surprises. (Ever order a food item at a restaurant and then discover someone got carried away with the hot sauce -- and forgot to tell you?) Well, this menu item has no surprises. Buy it and put it away for the full term of the contract, enjoying the benefits. (No Maintenance)

 
* Current Rates and Details:
Current interest rates are: 5 Yr: 6.70%/3.70% / 6 Yr: 6.75%/3.75% / 7 Yr: 6.8%/3.80% (each has a current 3% first year bonus) Additional .15% interest on $50,000+ account values. Minimum $5,000 NQ/3000Q plans with flexible premium. Options: Can mix terms in same contract. Other bonus options are also available, including stepped up bonus options that yield as high as a 4.65% returns on accounts over $50,000. 10% free withdrawals allowed per year. Fees: None, if held to maturity. No death benefit restrictions.

Of course, for safety sake, this product is from a top money “chef” insurance carrier, rated A++ with the A.M. Best company, the most prestigious insurance rating firm in the world, in our opinion. 

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Disclaimer:  Rates and terms change often.  Also, company ratings can change overnight without warning as well.  This site is updated whenever a product changes, or the interest rates change.  Call or E-mail us to be sure the most current rates and terms can be quoted to you, especially if you feel you are ready to make an investment choice.  Any indexed method or insurance rating firm information stated herein is the exclusive property of the respective companies. We are not affiliated with any indexing method, directly or indirectly.  We do contract with the insurance companies that have products profiled on this website, or in our printed sales literature.  This site is for advertising purposes only and does not intend to give any  investment advisory advise, securities recommendations, or legal advice.  It should not be inferred or construed that all the terms and conditions of any one product we may offer to our clientele can be covered in this advertising manner.  Only proper insurance carrier sales literature and disclosure forms can do that and should be relied on as the ONLY source to make an investment decision on.   Proper licenses in the state of Arizona are held by the company, Financial Strategies, Inc., and any associates, to provide insurance carrier annuity contracts to those who request them from this advertising. Additional information and/or discussion is required to place your order for any product referenced herein, obviously including proper disclosure of the actual carrier and in giving you the legally approved sales literature for any option you request additional information on. If you are not a resident of Arizona, you should disregard this site and any of it's options at this time, other than a request for a licensed agent in your applicable state.  That request may be filled by FSI if possible, or FSI may decide to license specifically in your state of residence in order to provide any services you may be requesting of us.